If you get hurt or sick on the job, it’s comforting knowing workers’ comp is there to help you get back on track. However, not all injuries or illnesses are covered under this insurance and it’s important to know the difference. Understanding which injuries aren’t covered by workers’ compensation in Monroe can help you make the right move when something happens.
If you catch a common illness like the flu or a cold at work, this will usually not be considered an on-the-job illness. Things like headaches and other one-time ailments generally can’t be avoided and won’t be covered under your employer’s workers’ comp insurance. However, if these illnesses become chronic as a result of the workplace, they may be covered.
Injuries From Fights
If you get in a fight with a co-worker or customer and are injured, this will usually not be covered. This is especially true if fighting is specifically outlined as being against company policy or the code of employee conduct. There may be certain circumstances where it will be covered but they’re very rare.
Injuries Suffered While Intoxicated
Showing up to work intoxicated and getting injured will always void your right to workers’ compensation insurance. Any time an employee is under the influence on the job, they’re waiving their coverage. This is why so many employers have a specific clause in their employee conduct policy about drugs and alcohol.
Need Help With Workers’ Compensation in Monroe?
If you have more questions about workers’ comp, the attorneys at JFH Law are here to help. Our team can work with you to make sure all your questions are answered and help you get access to any benefits you’re entitled to if you’re hurt at work. Contact us today for a free consultation.
Expert Workers’ Compensation Attorney in Monroe
Serving Everett, Marysville, Lynnwood, Edmonds, Mill Creek, Lake Stevens, Bothell, Kenmore, Woodinville, Shoreline, Granite Falls, Snohomish, Monroe, Lake Forest Park, Mountlake Terrace & Mukilteo